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IFSC Code of Central Bank Of India, Monyakshu, Mon, Nagaland — CBIN0285147

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Monyakshu branch in Mon, Mon, Nagaland, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Mon or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code CBIN0285147. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Monyakshu, Mon

Here are some of the key details that come with the IFSC Code CBIN0285147 of Central Bank Of India for its branch located in Mon, within the district of Mon in the state of Nagaland.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0285147
Branch Monyakshu
City Mon
District Mon
State Nagaland
Address Vill-Monyakshu Po/Tehsil-Tobu Dist-Mon State-Nagaland Pin Code-798603

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Mon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0285147 for the Monyakshu branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Monyakshu, Mon, Nagaland, are allotted a unique IFSC like CBIN0285147 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mon and Mon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Monyakshu reaches the right place, even though there are thousands of branches in Nagaland and across India.

Format of the IFSC Code CBIN0285147

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Monyakshu in Mon.

For example, the IFSC Code CBIN0285147 of Central Bank Of India for the Monyakshu branch includes these elements, identifying the bank and the branch location in Mon and Nagaland accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0285147 of Central Bank Of India for its Monyakshu branch located in Mon, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Mon and Mon, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Monyakshu or Mon to get the exact IFSC Code CBIN0285147.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Mon, you'll get the correct details.

How to Use IFSC Code CBIN0285147 for Online Transfers?

If you have the IFSC Code CBIN0285147 for the Monyakshu branch of Central Bank Of India in Mon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0285147. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0285147.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Monyakshu in Mon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Monyakshu, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Monyakshu, Mon?

The IFSC Code is CBIN0285147.

Is the IFSC Code CBIN0285147 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Monyakshu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Monyakshu branch?

The address of the branch is Vill-Monyakshu Po/Tehsil-Tobu Dist-Mon State-Nagaland Pin Code-798603 located in Mon, Mon, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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