The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Tirur branch in Malappuram, Tirur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0283192. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Tirur, Malappuram

Here are the main details that are associated with the IFSC Code CBIN0283192 of Central Bank Of India for its branch located in Malappuram, within the district of Tirur in the state of Kerala.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283192
Branch Tirur
City Malappuram
District Tirur
State Kerala
Address 20/1096, Palms Building, Thazhapalam, Tirur,Dist-Malapuram,Kerala-676101

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Malappuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283192 for the Tirur branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Tirur, Malappuram, Kerala, is provided with a unique IFSC like CBIN0283192 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Malappuram and Tirur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Tirur do not get mixed with another location.

Format of the IFSC Code CBIN0283192

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tirur in Malappuram.

For example, the IFSC Code CBIN0283192 of Central Bank Of India for the Tirur branch has these elements, identifying the bank and the branch location in Malappuram and Kerala correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283192 of Central Bank Of India for its Tirur branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Malappuram and Tirur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Tirur or Malappuram to get the exact IFSC Code CBIN0283192.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Malappuram, then it will provide you proper information.

How to Use IFSC Code CBIN0283192 for Online Transfers?

Once you have the IFSC Code CBIN0283192 for the Tirur branch of Central Bank Of India in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283192. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283192.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Tirur in Malappuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Tirur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Malappuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Tirur, Malappuram?

The IFSC Code is CBIN0283192.

Is the IFSC Code CBIN0283192 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Tirur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tirur branch?

The address of the branch is 20/1096, Palms Building, Thazhapalam, Tirur,Dist-Malapuram,Kerala-676101 located in Malappuram, Tirur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.