Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Mehsana branch in Mahesana, Mahesana, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Mahesana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CBIN0280472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Mehsana, Mahesana

Below in the table are the key details related to IFSC Code CBIN0280472 of Central Bank Of India for its branch located in Mahesana, within the district of Mahesana in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280472
Branch Mehsana
City Mahesana
District Mahesana
State Gujarat
Address Rajmahal Road, Mehsana (North Gujarat), Dist.-Mehsana,Gujarat-384001

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Mahesana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280472 for the Mehsana branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Mehsana, Mahesana, Gujarat, are allotted a unique IFSC like CBIN0280472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mahesana and Mahesana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Mehsana reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code CBIN0280472

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehsana in Mahesana.

For example, the IFSC Code CBIN0280472 of Central Bank Of India for the Mehsana branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0280472 of Central Bank Of India for its Mehsana branch located in Mahesana, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Mahesana and Mahesana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Mehsana or Mahesana to get the exact IFSC Code CBIN0280472.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Mahesana that will provide accurate information.

How to Use IFSC Code CBIN0280472 for Online Transfers?

Once you have the IFSC Code CBIN0280472 for the Mehsana branch of Central Bank Of India in Mahesana, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280472. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280472.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Mehsana in Mahesana may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Mehsana, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mahesana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Mehsana, Mahesana?

The IFSC Code is CBIN0280472.

Is the IFSC Code CBIN0280472 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Mehsana?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mehsana branch?

The address of the branch is Rajmahal Road, Mehsana (North Gujarat), Dist.-Mehsana,Gujarat-384001 located in Mahesana, Mahesana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.