For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Siswa Bazar branch in Maharajganj, Siswa, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Maharajganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0284670. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Siswa Bazar, Maharajganj

Here are the key points that are associated with the IFSC Code CBIN0284670 of Central Bank Of India for its branch located in Maharajganj, within the district of Siswa in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284670
Branch Siswa Bazar
City Maharajganj
District Siswa
State Uttar Pradesh
Address Sub Po Siswa Bazar,City Siswa Bazar,Uttar Pradesh 273163

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Maharajganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284670 for the Siswa Bazar branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Siswa Bazar, Maharajganj, Uttar Pradesh, are allotted a unique IFSC like CBIN0284670 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Maharajganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Maharajganj and Siswa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Siswa Bazar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code CBIN0284670

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Siswa Bazar in Maharajganj.

For example, the IFSC Code CBIN0284670 of Central Bank Of India for the Siswa Bazar branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0284670 of Central Bank Of India for its Siswa Bazar branch located in Maharajganj, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Maharajganj and Siswa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Siswa Bazar or Maharajganj to find the exact IFSC Code CBIN0284670.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Maharajganj will provide accurate information.

How to Use IFSC Code CBIN0284670 for Online Transfers?

Once you have the IFSC Code CBIN0284670 for the Siswa Bazar branch of Central Bank Of India in Maharajganj, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284670. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284670.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Siswa Bazar in Maharajganj, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Siswa Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Maharajganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Siswa Bazar, Maharajganj?

The IFSC Code is CBIN0284670.

Is the IFSC Code CBIN0284670 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Siswa Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siswa Bazar branch?

The address of the branch is Sub Po Siswa Bazar,City Siswa Bazar,Uttar Pradesh 273163 located in Maharajganj, Siswa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.