For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Jogia branch in Maharajganj, Jogia, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Maharajganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0280206. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Jogia, Maharajganj

Here are the key points that are associated with the IFSC Code CBIN0280206 of Central Bank Of India for its branch located in Maharajganj, within the district of Jogia in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280206
Branch Jogia
City Maharajganj
District Jogia
State Uttar Pradesh
Address Village Jogia, P.O. Ghughil,Dist-Maharajganj, Uttar Pradesh-273151

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Maharajganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280206 for the Jogia branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Jogia, Maharajganj, Uttar Pradesh, is provided with a unique IFSC like CBIN0280206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Maharajganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Maharajganj and Jogia.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Jogia do not get mixed with another location.

Format of the IFSC Code CBIN0280206

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jogia in Maharajganj.

For example, the IFSC Code CBIN0280206 of Central Bank Of India for the Jogia branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280206 of Central Bank Of India for its Jogia branch located in Maharajganj, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Maharajganj and Jogia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Jogia or Maharajganj to find the exact IFSC Code CBIN0280206.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Maharajganj will provide accurate information.

How to Use IFSC Code CBIN0280206 for Online Transfers?

Once you have the IFSC Code CBIN0280206 for the Jogia branch of Central Bank Of India in Maharajganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280206. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280206.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Jogia in Maharajganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Jogia, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Maharajganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Jogia, Maharajganj?

The IFSC Code is CBIN0280206.

Is the IFSC Code CBIN0280206 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Jogia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jogia branch?

The address of the branch is Village Jogia, P.O. Ghughil,Dist-Maharajganj, Uttar Pradesh-273151 located in Maharajganj, Jogia, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.