There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Rashmi Khand branch in Lucknow, Bangla Bazar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Lucknow or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0284445. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Rashmi Khand, Lucknow

The table below shows the main details of the IFSC Code CBIN0284445 for the Central Bank Of India branch in Lucknow, which falls under the Bangla Bazar district in Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284445
Branch Rashmi Khand
City Lucknow
District Bangla Bazar
State Uttar Pradesh
Address 1/44, Rashmi Khand, Sharda Nagar Yojna, Near Bangla Bazaar, Lucknow, U.P.

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Lucknow for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284445 for the Rashmi Khand branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Rashmi Khand, Lucknow, Uttar Pradesh, is provided with a unique IFSC like CBIN0284445 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Lucknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Bangla Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Rashmi Khand do not get mixed with another location.

Format of the IFSC Code CBIN0284445

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rashmi Khand in Lucknow.

For example, the IFSC Code CBIN0284445 of Central Bank Of India for the Rashmi Khand branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284445 of Central Bank Of India for its Rashmi Khand branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Lucknow and Bangla Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Rashmi Khand or Lucknow to get the exact IFSC Code CBIN0284445.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Lucknow, then it will provide you proper information.

How to Use IFSC Code CBIN0284445 for Online Transfers?

Once you have the IFSC Code CBIN0284445 for the Rashmi Khand branch of Central Bank Of India in Lucknow, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284445. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284445.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Rashmi Khand in Lucknow, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Rashmi Khand, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lucknow manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Rashmi Khand, Lucknow?

The IFSC Code is CBIN0284445.

Is the IFSC Code CBIN0284445 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Rashmi Khand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rashmi Khand branch?

The address of the branch is 1/44, Rashmi Khand, Sharda Nagar Yojna, Near Bangla Bazaar, Lucknow, U.P. located in Lucknow, Bangla Bazar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.