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IFSC Code of Central Bank Of India, Misrauli, Padrauna, Uttar Pradesh — CBIN0284715

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Misrauli branch in Kushinagar, Padrauna, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Kushinagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0284715. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Misrauli, Kushinagar

Here are some of the key details that come with the IFSC Code CBIN0284715 of Central Bank Of India for its branch located in Kushinagar, within the district of Padrauna in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284715
Branch Misrauli
City Kushinagar
District Padrauna
State Uttar Pradesh
Address Village Misrauli, Post Dandopur, Dist. Kushinagar, 274304.

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kushinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284715 for the Misrauli branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Misrauli, Kushinagar, Uttar Pradesh, are given a unique IFSC like CBIN0284715 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kushinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kushinagar and Padrauna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Misrauli goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0284715

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Misrauli in Kushinagar.

For example, the IFSC Code CBIN0284715 of Central Bank Of India for the Misrauli branch includes these elements, identifying the bank and the branch location in Kushinagar and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284715 of Central Bank Of India for its Misrauli branch located in Kushinagar, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Kushinagar and Padrauna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Misrauli or Kushinagar to get the exact IFSC Code CBIN0284715.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Kushinagar, then it will provide you proper information.

How to Use IFSC Code CBIN0284715 for Online Transfers?

If you have the IFSC Code CBIN0284715 for the Misrauli branch of Central Bank Of India in Kushinagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284715. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0284715.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Misrauli in Kushinagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Misrauli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kushinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Misrauli, Kushinagar?

The IFSC Code is CBIN0284715.

Is the IFSC Code CBIN0284715 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Misrauli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Misrauli branch?

The address of the branch is Village Misrauli, Post Dandopur, Dist. Kushinagar, 274304. located in Kushinagar, Padrauna, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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