There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Bankata branch in Kushi Nagar, Bankata(Teh.Hata), Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Kushi Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0282986. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Bankata, Kushi Nagar
Here are some of the key details that come with the IFSC Code CBIN0282986 of Central Bank Of India for its branch located in Kushi Nagar, within the district of Bankata(Teh.Hata) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282986 |
| Branch | Bankata |
| City | Kushi Nagar |
| District | Bankata(Teh.Hata) |
| State | Uttar Pradesh |
| Address | P.O. Bodarwar,Dist-Kushinagar,Uttar Pradesh-274149 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kushi Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282986 for the Bankata branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Bankata, Kushi Nagar, Uttar Pradesh, is provided with a unique IFSC like CBIN0282986 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Kushi Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kushi Nagar and Bankata(Teh.Hata).
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Bankata do not get mixed with another location.
Format of the IFSC Code CBIN0282986
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bankata in Kushi Nagar.
For example, the IFSC Code CBIN0282986 of Central Bank Of India for the Bankata branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0282986 of Central Bank Of India for its Bankata branch located in Kushi Nagar, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Kushi Nagar and Bankata(Teh.Hata), print them on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Bankata or Kushi Nagar to get the exact IFSC Code CBIN0282986.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kushi Nagar, you'll get the correct details.
How to Use IFSC Code CBIN0282986 for Online Transfers?
Once you have the IFSC Code CBIN0282986 for the Bankata branch of Central Bank Of India in Kushi Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0282986. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282986.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Bankata in Kushi Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Bankata, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kushi Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282986.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P.O. Bodarwar,Dist-Kushinagar,Uttar Pradesh-274149 located in Kushi Nagar, Bankata(Teh.Hata), Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.