The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Shahbad branch in Kurukshetra, Shahbad, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Kurukshetra or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CBIN0281155. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Shahbad, Kurukshetra

Here are the main details that are associated with the IFSC Code CBIN0281155 of Central Bank Of India for its branch located in Kurukshetra, within the district of Shahbad in the state of Haryana.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281155
Branch Shahbad
City Kurukshetra
District Shahbad
State Haryana
Address G T Roadshahbsd Markanda Kurukshetra Haryana 136125

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Kurukshetra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281155 for the Shahbad branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Shahbad, Kurukshetra, Haryana, are given a unique IFSC like CBIN0281155 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurukshetra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kurukshetra and Shahbad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Shahbad goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0281155

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahbad in Kurukshetra.

For example, the IFSC Code CBIN0281155 of Central Bank Of India for the Shahbad branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281155 of Central Bank Of India for its Shahbad branch located in Kurukshetra, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kurukshetra and Shahbad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Shahbad or Kurukshetra to get the exact IFSC Code CBIN0281155.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kurukshetra, you'll get the correct details.

How to Use IFSC Code CBIN0281155 for Online Transfers?

If you have the IFSC Code CBIN0281155 for the Shahbad branch of Central Bank Of India in Kurukshetra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281155. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281155.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Shahbad in Kurukshetra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Shahbad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kurukshetra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Shahbad, Kurukshetra?

The IFSC Code is CBIN0281155.

Is the IFSC Code CBIN0281155 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Shahbad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shahbad branch?

The address of the branch is G T Roadshahbsd Markanda Kurukshetra Haryana 136125 located in Kurukshetra, Shahbad, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.