There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Uchalpukhari branch in Koch Bihar, Uchalpukhari, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Koch Bihar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0282920. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Uchalpukhari, Koch Bihar

Here are the key points that are associated with the IFSC Code CBIN0282920 of Central Bank Of India for its branch located in Koch Bihar, within the district of Uchalpukhari in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282920
Branch Uchalpukhari
City Koch Bihar
District Uchalpukhari
State West Bengal
Address Vill. & P.O. Dhulia,Uchalpukhari,Dist Cooch Behar,West Bengal 735303.

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Koch Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282920 for the Uchalpukhari branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Uchalpukhari, Koch Bihar, West Bengal, is provided a unique IFSC like CBIN0282920 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Koch Bihar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Koch Bihar and Uchalpukhari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Uchalpukhari do not get misguided to another person.

Format of the IFSC Code CBIN0282920

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uchalpukhari in Koch Bihar.

For example, the IFSC Code CBIN0282920 of Central Bank Of India for the Uchalpukhari branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0282920 of Central Bank Of India for its Uchalpukhari branch located in Koch Bihar, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Koch Bihar and Uchalpukhari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Uchalpukhari or Koch Bihar to get the exact IFSC Code CBIN0282920.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Koch Bihar, then it will provide you proper information.

How to Use IFSC Code CBIN0282920 for Online Transfers?

Once you have the IFSC Code CBIN0282920 for the Uchalpukhari branch of Central Bank Of India in Koch Bihar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282920. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282920.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Uchalpukhari in Koch Bihar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Uchalpukhari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Koch Bihar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Uchalpukhari Koch Bihar?

The IFSC Code of the Uchalpukhari Koch Bihar branch is CBIN0282920.

Is IFSC Code CBIN0282920 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Uchalpukhari branch?

The branch is located at Vill. & P.O. Dhulia,Uchalpukhari,Dist Cooch Behar,West Bengal 735303..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.