There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Sahebganj Dist. Coochbehar branch in Koch Bihar, Sahebganj, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Koch Bihar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0281693. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Sahebganj Dist. Coochbehar, Koch Bihar
The table below shows the main details of the IFSC Code CBIN0281693 for the Central Bank Of India branch in Koch Bihar, which falls under the Sahebganj district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0281693 |
| Branch | Sahebganj Dist. Coochbehar |
| City | Koch Bihar |
| District | Sahebganj |
| State | West Bengal |
| Address | P.O. Sahebganj., Dist-Cooch Behar, West Bengal-736 176 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Koch Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0281693 for the Sahebganj Dist. Coochbehar branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Sahebganj Dist. Coochbehar, Koch Bihar, West Bengal, are allotted a unique IFSC like CBIN0281693 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Koch Bihar and Sahebganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Sahebganj Dist. Coochbehar reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code CBIN0281693
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahebganj Dist. Coochbehar in Koch Bihar.
For example, the IFSC Code CBIN0281693 of Central Bank Of India for the Sahebganj Dist. Coochbehar branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0281693 of Central Bank Of India for its Sahebganj Dist. Coochbehar branch located in Koch Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Koch Bihar and Sahebganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Sahebganj Dist. Coochbehar or Koch Bihar to find the exact IFSC Code CBIN0281693.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Koch Bihar will provide accurate information.
How to Use IFSC Code CBIN0281693 for Online Transfers?
Once you have the IFSC Code CBIN0281693 for the Sahebganj Dist. Coochbehar branch of Central Bank Of India in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0281693. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281693.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Sahebganj Dist. Coochbehar in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Sahebganj Dist. Coochbehar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0281693.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P.O. Sahebganj., Dist-Cooch Behar, West Bengal-736 176 located in Koch Bihar, Sahebganj, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.