The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Mathabhanga branch in Koch Bihar, Mathabhanga, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0280130. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Mathabhanga, Koch Bihar

Here are some of the key details that come with the IFSC Code CBIN0280130 of Central Bank Of India for its branch located in Koch Bihar, within the district of Mathabhanga in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280130
Branch Mathabhanga
City Koch Bihar
District Mathabhanga
State West Bengal
Address P.O. Mathabhanga, Dist-Cooch Behar, W.B.-736146

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Koch Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0280130 for the Mathabhanga branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Mathabhanga, Koch Bihar, West Bengal, is provided with a unique IFSC like CBIN0280130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Koch Bihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Koch Bihar and Mathabhanga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Mathabhanga do not get mixed with another location.

Format of the IFSC Code CBIN0280130

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mathabhanga in Koch Bihar.

For example, the IFSC Code CBIN0280130 of Central Bank Of India for the Mathabhanga branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280130 of Central Bank Of India for its Mathabhanga branch located in Koch Bihar, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Koch Bihar and Mathabhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Mathabhanga or Koch Bihar to find the exact IFSC Code CBIN0280130.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Koch Bihar will provide accurate information.

How to Use IFSC Code CBIN0280130 for Online Transfers?

Once you have the IFSC Code CBIN0280130 for the Mathabhanga branch of Central Bank Of India in Koch Bihar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280130. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0280130.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Mathabhanga in Koch Bihar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Mathabhanga, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Mathabhanga, Koch Bihar?

The IFSC Code is CBIN0280130.

Is the IFSC Code CBIN0280130 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Mathabhanga?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mathabhanga branch?

The address of the branch is P.O. Mathabhanga, Dist-Cooch Behar, W.B.-736146 located in Koch Bihar, Mathabhanga, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.