Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Kushiarbari branch in Koch Bihar, Kusaribari, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0283146. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kushiarbari, Koch Bihar

Here are the key points that are associated with the IFSC Code CBIN0283146 of Central Bank Of India for its branch located in Koch Bihar, within the district of Kusaribari in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283146
Branch Kushiarbari
City Koch Bihar
District Kusaribari
State West Bengal
Address At & P.O. Kushiarbar,Dist Cooch Behar,West Bengal 735211

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Koch Bihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283146 for the Kushiarbari branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Kushiarbari, Koch Bihar, West Bengal, are allotted a unique IFSC like CBIN0283146 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koch Bihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Koch Bihar and Kusaribari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Kushiarbari reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code CBIN0283146

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kushiarbari in Koch Bihar.

For example, the IFSC Code CBIN0283146 of Central Bank Of India for the Kushiarbari branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0283146 of Central Bank Of India for its Kushiarbari branch located in Koch Bihar, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Koch Bihar and Kusaribari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Kushiarbari or Koch Bihar to find the exact IFSC Code CBIN0283146.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Koch Bihar will provide accurate information.

How to Use IFSC Code CBIN0283146 for Online Transfers?

If you have the IFSC Code CBIN0283146 for the Kushiarbari branch of Central Bank Of India in Koch Bihar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283146. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283146.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Kushiarbari in Koch Bihar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kushiarbari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Koch Bihar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kushiarbari, Koch Bihar?

The IFSC Code is CBIN0283146.

Is the IFSC Code CBIN0283146 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kushiarbari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kushiarbari branch?

The address of the branch is At & P.O. Kushiarbar,Dist Cooch Behar,West Bengal 735211 located in Koch Bihar, Kusaribari, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.