The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Ichanganj branch in Koch Bihar, Ichaganj, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0282767. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Ichanganj, Koch Bihar

Here are the key points that are associated with the IFSC Code CBIN0282767 of Central Bank Of India for its branch located in Koch Bihar, within the district of Ichaganj in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282767
Branch Ichanganj
City Koch Bihar
District Ichaganj
State West Bengal
Address Vill. Chongarkhata (Ichanganj), P.O. Bairagirhat, Dist-Cooch Behar, West Bengal-735303

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Koch Bihar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282767 for the Ichanganj branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Ichanganj, Koch Bihar, West Bengal, are given a unique IFSC like CBIN0282767 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koch Bihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Koch Bihar and Ichaganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Ichanganj goes to the correct branch. This is important because Central Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0282767

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ichanganj in Koch Bihar.

For example, the IFSC Code CBIN0282767 of Central Bank Of India for the Ichanganj branch has these elements, identifying the bank and the branch location in Koch Bihar and West Bengal correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282767 of Central Bank Of India for its Ichanganj branch located in Koch Bihar, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Koch Bihar and Ichaganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Ichanganj or Koch Bihar to get the exact IFSC Code CBIN0282767.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Koch Bihar, you'll get the correct details.

How to Use IFSC Code CBIN0282767 for Online Transfers?

If you have the IFSC Code CBIN0282767 for the Ichanganj branch of Central Bank Of India in Koch Bihar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282767. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0282767.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Ichanganj in Koch Bihar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ichanganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Koch Bihar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Ichanganj, Koch Bihar?

The IFSC Code is CBIN0282767.

Is the IFSC Code CBIN0282767 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Ichanganj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ichanganj branch?

The address of the branch is Vill. Chongarkhata (Ichanganj), P.O. Bairagirhat, Dist-Cooch Behar, West Bengal-735303 located in Koch Bihar, Ichaganj, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.