Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Cooch Behar Bzr. branch in Koch Bihar, Koch Behar, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0282564. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Cooch Behar Bzr., Koch Bihar
The table below shows the main details of the IFSC Code CBIN0282564 for the Central Bank Of India branch in Koch Bihar, which falls under the Koch Behar district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282564 |
| Branch | Cooch Behar Bzr. |
| City | Koch Bihar |
| District | Koch Behar |
| State | West Bengal |
| Address | N.N. Road,Mina Kumari Chowpathi P.O. Cooch Behar,Dist Cooch Behar |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Koch Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282564 for the Cooch Behar Bzr. branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Cooch Behar Bzr., Koch Bihar, West Bengal, is provided a unique IFSC like CBIN0282564 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Koch Bihar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Koch Bihar and Koch Behar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Cooch Behar Bzr. do not get misguided to another person.
Format of the IFSC Code CBIN0282564
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cooch Behar Bzr. in Koch Bihar.
For example, the IFSC Code CBIN0282564 of Central Bank Of India for the Cooch Behar Bzr. branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0282564 of Central Bank Of India for its Cooch Behar Bzr. branch located in Koch Bihar, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Koch Bihar and Koch Behar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Cooch Behar Bzr. or Koch Bihar to find the exact IFSC Code CBIN0282564.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Koch Bihar will provide accurate information.
How to Use IFSC Code CBIN0282564 for Online Transfers?
Once you have the IFSC Code CBIN0282564 for the Cooch Behar Bzr. branch of Central Bank Of India in Koch Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282564. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282564.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Cooch Behar Bzr. in Koch Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Cooch Behar Bzr., you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282564.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is N.N. Road,Mina Kumari Chowpathi P.O. Cooch Behar,Dist Cooch Behar located in Koch Bihar, Koch Behar, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.