There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Anguldakha branch in Koch Bihar, Anguldakha, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Koch Bihar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0283069. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Anguldakha, Koch Bihar

Here are the key points that are associated with the IFSC Code CBIN0283069 of Central Bank Of India for its branch located in Koch Bihar, within the district of Anguldakha in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283069
Branch Anguldakha
City Koch Bihar
District Anguldakha
State West Bengal
Address P.O. Fatemamud, Dist-Cooch Behar, West Bengal-735122

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Koch Bihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283069 for the Anguldakha branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Anguldakha, Koch Bihar, West Bengal, is provided with a unique IFSC like CBIN0283069 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Koch Bihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Koch Bihar and Anguldakha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Anguldakha do not get mixed with another location.

Format of the IFSC Code CBIN0283069

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anguldakha in Koch Bihar.

For example, the IFSC Code CBIN0283069 of Central Bank Of India for the Anguldakha branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283069 of Central Bank Of India for its Anguldakha branch located in Koch Bihar, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Koch Bihar and Anguldakha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Anguldakha or Koch Bihar to get the exact IFSC Code CBIN0283069.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Koch Bihar, then it will provide you proper information.

How to Use IFSC Code CBIN0283069 for Online Transfers?

Once you have the IFSC Code CBIN0283069 for the Anguldakha branch of Central Bank Of India in Koch Bihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283069. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283069.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Anguldakha in Koch Bihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Anguldakha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Anguldakha, Koch Bihar?

The IFSC Code is CBIN0283069.

Is the IFSC Code CBIN0283069 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Anguldakha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anguldakha branch?

The address of the branch is P.O. Fatemamud, Dist-Cooch Behar, West Bengal-735122 located in Koch Bihar, Anguldakha, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.