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IFSC Code of Central Bank Of India, Kishanganj, Kishanganj, Bihar — CBIN0280067

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Kishanganj branch in Kishanganj, Kishanganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0280067. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kishanganj, Kishanganj

Here are the main details that are associated with the IFSC Code CBIN0280067 of Central Bank Of India for its branch located in Kishanganj, within the district of Kishanganj in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280067
Branch Kishanganj
City Kishanganj
District Kishanganj
State Bihar
Address P.O. Kishanganj,Dist-Kishanganj,Bihar-855107

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Kishanganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280067 for the Kishanganj branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kishanganj, Kishanganj, Bihar, is provided a unique IFSC like CBIN0280067 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Kishanganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kishanganj and Kishanganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Kishanganj do not get misguided to another person.

Format of the IFSC Code CBIN0280067

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kishanganj in Kishanganj.

For example, the IFSC Code CBIN0280067 of Central Bank Of India for the Kishanganj branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280067 of Central Bank Of India for its Kishanganj branch located in Kishanganj, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kishanganj and Kishanganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Kishanganj or Kishanganj to find the exact IFSC Code CBIN0280067.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Kishanganj will provide accurate information.

How to Use IFSC Code CBIN0280067 for Online Transfers?

Once you have the IFSC Code CBIN0280067 for the Kishanganj branch of Central Bank Of India in Kishanganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280067. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280067.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Kishanganj in Kishanganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kishanganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kishanganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Kishanganj, Kishanganj?

The IFSC Code is CBIN0280067.

Is the IFSC Code CBIN0280067 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Kishanganj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kishanganj branch?

The address of the branch is P.O. Kishanganj,Dist-Kishanganj,Bihar-855107 located in Kishanganj, Kishanganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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