Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Dighalbank branch in Kishanganj, Dighalbank, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0281797. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Dighalbank, Kishanganj
Here are the main details that are associated with the IFSC Code CBIN0281797 of Central Bank Of India for its branch located in Kishanganj, within the district of Dighalbank in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0281797 |
| Branch | Dighalbank |
| City | Kishanganj |
| District | Dighalbank |
| State | Bihar |
| Address | At & P.O. Dighalbank, Dist- Kishanganj, Bihar-855120 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Kishanganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281797 for the Dighalbank branch of Central Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Dighalbank, Kishanganj, Bihar, are allotted a unique IFSC like CBIN0281797 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kishanganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kishanganj and Dighalbank.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Dighalbank reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code CBIN0281797
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dighalbank in Kishanganj.
For example, the IFSC Code CBIN0281797 of Central Bank Of India for the Dighalbank branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0281797 of Central Bank Of India for its Dighalbank branch located in Kishanganj, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Kishanganj and Dighalbank, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Dighalbank or Kishanganj to find the exact IFSC Code CBIN0281797.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Kishanganj will provide accurate information.
How to Use IFSC Code CBIN0281797 for Online Transfers?
Once you have the IFSC Code CBIN0281797 for the Dighalbank branch of Central Bank Of India in Kishanganj, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0281797. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0281797.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Dighalbank in Kishanganj, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dighalbank, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kishanganj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dighalbank Kishanganj branch is CBIN0281797.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At & P.O. Dighalbank, Dist- Kishanganj, Bihar-855120.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.