There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Chanamana branch in Kishanganj, Chanamana, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Kishanganj or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CBIN0282368. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Chanamana, Kishanganj
The table below shows the main details of the IFSC Code CBIN0282368 for the Central Bank Of India branch in Kishanganj, which falls under the Chanamana district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282368 |
| Branch | Chanamana |
| City | Kishanganj |
| District | Chanamana |
| State | Bihar |
| Address | Chanamana, P.O. Pichhlakhatia, Block - Pothia Via Taiyabpur, Dist- Kishanganj, Bihar-854114 |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Kishanganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282368 for the Chanamana branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Chanamana, Kishanganj, Bihar, is provided a unique IFSC like CBIN0282368 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Central Bank Of India branch in Kishanganj.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kishanganj and Chanamana.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Chanamana do not get misguided to another person.
Format of the IFSC Code CBIN0282368
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chanamana in Kishanganj.
For example, the IFSC Code CBIN0282368 of Central Bank Of India for the Chanamana branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0282368 of Central Bank Of India for its Chanamana branch located in Kishanganj, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Kishanganj and Chanamana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Chanamana or Kishanganj to find the exact IFSC Code CBIN0282368.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Kishanganj will provide accurate information.
How to Use IFSC Code CBIN0282368 for Online Transfers?
Once you have the IFSC Code CBIN0282368 for the Chanamana branch of Central Bank Of India in Kishanganj, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282368. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282368.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Chanamana in Kishanganj, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Chanamana, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kishanganj manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282368.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Chanamana, P.O. Pichhlakhatia, Block - Pothia Via Taiyabpur, Dist- Kishanganj, Bihar-854114 located in Kishanganj, Chanamana, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.