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IFSC Code of Central Bank Of India, Railway Colony Katihar, Katihar, Bihar — CBIN0281665

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Railway Colony Katihar branch in Katihar, Katihar, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Katihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0281665. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Railway Colony Katihar, Katihar

Below in the table are the key details related to IFSC Code CBIN0281665 of Central Bank Of India for its branch located in Katihar, within the district of Katihar in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281665
Branch Railway Colony Katihar
City Katihar
District Katihar
State Bihar
Address Ist Floor,Mirchaibari,P.O. Katihar,Dist Katihar

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Katihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281665 for the Railway Colony Katihar branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Railway Colony Katihar, Katihar, Bihar, are allotted a unique IFSC like CBIN0281665 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Katihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Katihar and Katihar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Railway Colony Katihar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code CBIN0281665

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Railway Colony Katihar in Katihar.

For example, the IFSC Code CBIN0281665 of Central Bank Of India for the Railway Colony Katihar branch includes these elements, identifying the bank and the branch location in Katihar and Bihar correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0281665 of Central Bank Of India for its Railway Colony Katihar branch located in Katihar, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Katihar and Katihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Railway Colony Katihar or Katihar to find the exact IFSC Code CBIN0281665.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Katihar will provide accurate information.

How to Use IFSC Code CBIN0281665 for Online Transfers?

Once you have the IFSC Code CBIN0281665 for the Railway Colony Katihar branch of Central Bank Of India in Katihar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281665. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0281665.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Railway Colony Katihar in Katihar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Railway Colony Katihar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Katihar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Railway Colony Katihar, Katihar?

The IFSC Code is CBIN0281665.

Is the IFSC Code CBIN0281665 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Railway Colony Katihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Railway Colony Katihar branch?

The address of the branch is Ist Floor,Mirchaibari,P.O. Katihar,Dist Katihar located in Katihar, Katihar, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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