The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Kasaragod branch in Kasaragod, Kasaragod, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0283191. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Kasaragod, Kasaragod

Below in the table are the key details related to IFSC Code CBIN0283191 of Central Bank Of India for its branch located in Kasaragod, within the district of Kasaragod in the state of Kerala.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283191
Branch Kasaragod
City Kasaragod
District Kasaragod
State Kerala
Address Kmc 2/305, A-8, Citi Complex, Kasaragod,Dist-Kasaragod,Kerala-671121

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283191 for the Kasaragod branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Kasaragod, Kasaragod, Kerala, are allotted a unique IFSC like CBIN0283191 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kasaragod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kasaragod and Kasaragod.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Kasaragod reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CBIN0283191

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kasaragod in Kasaragod.

For example, the IFSC Code CBIN0283191 of Central Bank Of India for the Kasaragod branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283191 of Central Bank Of India for its Kasaragod branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Kasaragod or Kasaragod to get the exact IFSC Code CBIN0283191.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kasaragod, you'll get the correct details.

How to Use IFSC Code CBIN0283191 for Online Transfers?

Once you have the IFSC Code CBIN0283191 for the Kasaragod branch of Central Bank Of India in Kasaragod, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283191. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283191.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Kasaragod in Kasaragod may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Kasaragod, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kasaragod manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Kasaragod Kasaragod?

The IFSC Code of the Kasaragod Kasaragod branch is CBIN0283191.

Is IFSC Code CBIN0283191 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Kasaragod branch?

The branch is located at Kmc 2/305, A-8, Citi Complex, Kasaragod,Dist-Kasaragod,Kerala-671121.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.