There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Diphu branch in Karbi Anglong, Diphu, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Karbi Anglong or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CBIN0283231. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Diphu, Karbi Anglong

The table below shows the main details of the IFSC Code CBIN0283231 for the Central Bank Of India branch in Karbi Anglong, which falls under the Diphu district in Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283231
Branch Diphu
City Karbi Anglong
District Diphu
State Assam
Address P.O. Dhipudist-Karbi Anglong Assam-782460

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Karbi Anglong for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283231 for the Diphu branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Diphu, Karbi Anglong, Assam, is provided a unique IFSC like CBIN0283231 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Karbi Anglong.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Karbi Anglong and Diphu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Diphu do not get misguided to another person.

Format of the IFSC Code CBIN0283231

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Diphu in Karbi Anglong.

For example, the IFSC Code CBIN0283231 of Central Bank Of India for the Diphu branch includes these elements, identifying the bank and the branch location in Karbi Anglong and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283231 of Central Bank Of India for its Diphu branch located in Karbi Anglong, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Karbi Anglong and Diphu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Diphu or Karbi Anglong to get the exact IFSC Code CBIN0283231.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Karbi Anglong that will provide accurate information.

How to Use IFSC Code CBIN0283231 for Online Transfers?

Once you have the IFSC Code CBIN0283231 for the Diphu branch of Central Bank Of India in Karbi Anglong, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283231. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283231.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Diphu in Karbi Anglong, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Diphu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Karbi Anglong manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Diphu, Karbi Anglong?

The IFSC Code is CBIN0283231.

Is the IFSC Code CBIN0283231 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Diphu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diphu branch?

The address of the branch is P.O. Dhipudist-Karbi Anglong Assam-782460 located in Karbi Anglong, Diphu, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.