For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Roch Nagar (Nagercoil) branch in Kanyakumari, Nagercoil, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0283659. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Roch Nagar (Nagercoil), Kanyakumari

Below in the table are the key details related to IFSC Code CBIN0283659 of Central Bank Of India for its branch located in Kanyakumari, within the district of Nagercoil in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283659
Branch Roch Nagar (Nagercoil)
City Kanyakumari
District Nagercoil
State Tamil Nadu
Address Holy Cross College Campus ,Kurusadi Nagercoil -629004

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283659 for the Roch Nagar (Nagercoil) branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283659 is given to every bank branch, including Central Bank Of India located in Roch Nagar (Nagercoil), Kanyakumari, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanyakumari and Nagercoil.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Roch Nagar (Nagercoil) doesn't end up at another location.

Format of the IFSC Code CBIN0283659

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Roch Nagar (Nagercoil) in Kanyakumari.

For example, the IFSC Code CBIN0283659 of Central Bank Of India for the Roch Nagar (Nagercoil) branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283659 of Central Bank Of India for its Roch Nagar (Nagercoil) branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kanyakumari and Nagercoil, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Roch Nagar (Nagercoil) or Kanyakumari to get the exact IFSC Code CBIN0283659.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Kanyakumari that will provide accurate information.

How to Use IFSC Code CBIN0283659 for Online Transfers?

Once you have the IFSC Code CBIN0283659 for the Roch Nagar (Nagercoil) branch of Central Bank Of India in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283659. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283659.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Roch Nagar (Nagercoil) in Kanyakumari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Roch Nagar (Nagercoil), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Roch Nagar (Nagercoil), Kanyakumari?

The IFSC Code is CBIN0283659.

Is the IFSC Code CBIN0283659 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Roch Nagar (Nagercoil)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Roch Nagar (Nagercoil) branch?

The address of the branch is Holy Cross College Campus ,Kurusadi Nagercoil -629004 located in Kanyakumari, Nagercoil, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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