For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Puliyoorsalai branch in Kanyakumari, Puliyoorsalai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0282109. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Puliyoorsalai, Kanyakumari

Below in the table are the key details related to IFSC Code CBIN0282109 of Central Bank Of India for its branch located in Kanyakumari, within the district of Puliyoorsalai in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282109
Branch Puliyoorsalai
City Kanyakumari
District Puliyoorsalai
State Tamil Nadu
Address 1-1-9A, Puliyoorsalai, Cheruvaloor Post Ofice, Via Idakkode Dist-Kanyakumari, Tamilnadu-629152

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Kanyakumari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282109 for the Puliyoorsalai branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282109 is given to every bank branch, including Central Bank Of India located in Puliyoorsalai, Kanyakumari, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanyakumari and Puliyoorsalai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Puliyoorsalai doesn't end up at another location.

Format of the IFSC Code CBIN0282109

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puliyoorsalai in Kanyakumari.

For example, the IFSC Code CBIN0282109 of Central Bank Of India for the Puliyoorsalai branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282109 of Central Bank Of India for its Puliyoorsalai branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kanyakumari and Puliyoorsalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Puliyoorsalai or Kanyakumari to get the exact IFSC Code CBIN0282109.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Kanyakumari that will provide accurate information.

How to Use IFSC Code CBIN0282109 for Online Transfers?

Once you have the IFSC Code CBIN0282109 for the Puliyoorsalai branch of Central Bank Of India in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282109. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282109.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Puliyoorsalai in Kanyakumari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Puliyoorsalai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Puliyoorsalai, Kanyakumari?

The IFSC Code is CBIN0282109.

Is the IFSC Code CBIN0282109 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Puliyoorsalai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puliyoorsalai branch?

The address of the branch is 1-1-9A, Puliyoorsalai, Cheruvaloor Post Ofice, Via Idakkode Dist-Kanyakumari, Tamilnadu-629152 located in Kanyakumari, Puliyoorsalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.