The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Maraimalai Nagar branch in Kancheepuram, Maraimalai Nagar, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CBIN0281742. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Maraimalai Nagar, Kancheepuram

Here are the main details that are associated with the IFSC Code CBIN0281742 of Central Bank Of India for its branch located in Kancheepuram, within the district of Maraimalai Nagar in the state of Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281742
Branch Maraimalai Nagar
City Kancheepuram
District Maraimalai Nagar
State Tamil Nadu
Address M.M.D.A. Office Building, Maraimalai Nagar, Post Kattankulathur,Dist-Kanchipuram,Tamilnadu-603209

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0281742 for the Maraimalai Nagar branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Maraimalai Nagar, Kancheepuram, Tamil Nadu, is provided with a unique IFSC like CBIN0281742 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kancheepuram and Maraimalai Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Maraimalai Nagar do not get mixed with another location.

Format of the IFSC Code CBIN0281742

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maraimalai Nagar in Kancheepuram.

For example, the IFSC Code CBIN0281742 of Central Bank Of India for the Maraimalai Nagar branch has these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281742 of Central Bank Of India for its Maraimalai Nagar branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kancheepuram and Maraimalai Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Maraimalai Nagar or Kancheepuram to get the exact IFSC Code CBIN0281742.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Kancheepuram that will provide accurate information.

How to Use IFSC Code CBIN0281742 for Online Transfers?

If you have the IFSC Code CBIN0281742 for the Maraimalai Nagar branch of Central Bank Of India in Kancheepuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281742. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281742.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Maraimalai Nagar in Kancheepuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Maraimalai Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Maraimalai Nagar, Kancheepuram?

The IFSC Code is CBIN0281742.

Is the IFSC Code CBIN0281742 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Maraimalai Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Maraimalai Nagar branch?

The address of the branch is M.M.D.A. Office Building, Maraimalai Nagar, Post Kattankulathur,Dist-Kanchipuram,Tamilnadu-603209 located in Kancheepuram, Maraimalai Nagar, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.