There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Kadamalaiputhur branch in Kancheepuram, Kadamalaiputhur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Kancheepuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code CBIN0281900. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kadamalaiputhur, Kancheepuram

The table below shows the main details of the IFSC Code CBIN0281900 for the Central Bank Of India branch in Kancheepuram, which falls under the Kadamalaiputhur district in Tamil Nadu.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281900
Branch Kadamalaiputhur
City Kancheepuram
District Kadamalaiputhur
State Tamil Nadu
Address Main Road, Perumber-Kandigai Post, Tamilnadu-603310, Dist- Kanchipuram, Tamilnadu-603310

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Kancheepuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281900 for the Kadamalaiputhur branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Kadamalaiputhur, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like CBIN0281900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kancheepuram and Kadamalaiputhur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Kadamalaiputhur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code CBIN0281900

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadamalaiputhur in Kancheepuram.

For example, the IFSC Code CBIN0281900 of Central Bank Of India for the Kadamalaiputhur branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0281900 of Central Bank Of India for its Kadamalaiputhur branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kancheepuram and Kadamalaiputhur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Kadamalaiputhur or Kancheepuram to get the exact IFSC Code CBIN0281900.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Kancheepuram that will provide accurate information.

How to Use IFSC Code CBIN0281900 for Online Transfers?

If you have the IFSC Code CBIN0281900 for the Kadamalaiputhur branch of Central Bank Of India in Kancheepuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0281900.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Kadamalaiputhur in Kancheepuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kadamalaiputhur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Kadamalaiputhur Kancheepuram?

The IFSC Code of the Kadamalaiputhur Kancheepuram branch is CBIN0281900.

Is IFSC Code CBIN0281900 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Kadamalaiputhur branch?

The branch is located at Main Road, Perumber-Kandigai Post, Tamilnadu-603310, Dist- Kanchipuram, Tamilnadu-603310.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.