Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Kumarpara, Guwahati branch in Kamrup, Kukurmara, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0283208. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kumarpara, Guwahati, Kamrup

The table below shows the main details of the IFSC Code CBIN0283208 for the Central Bank Of India branch in Kamrup, which falls under the Kukurmara district in Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283208
Branch Kumarpara, Guwahati
City Kamrup
District Kukurmara
State Assam
Address F.A.Road, Kumarpara, Guwahati,Dist-Kampur,Assam-781009

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283208 for the Kumarpara, Guwahati branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kumarpara, Guwahati, Kamrup, Assam, is provided with a unique IFSC like CBIN0283208 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Kukurmara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Kumarpara, Guwahati do not get mixed with another location.

Format of the IFSC Code CBIN0283208

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kumarpara, Guwahati in Kamrup.

For example, the IFSC Code CBIN0283208 of Central Bank Of India for the Kumarpara, Guwahati branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0283208 of Central Bank Of India for its Kumarpara, Guwahati branch located in Kamrup, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Kamrup and Kukurmara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Kumarpara, Guwahati or Kamrup to find the exact IFSC Code CBIN0283208.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Kamrup will provide accurate information.

How to Use IFSC Code CBIN0283208 for Online Transfers?

Once you have the IFSC Code CBIN0283208 for the Kumarpara, Guwahati branch of Central Bank Of India in Kamrup, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283208. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283208.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Kumarpara, Guwahati in Kamrup, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kumarpara, Guwahati, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Kumarpara, Guwahati Kamrup?

The IFSC Code of the Kumarpara, Guwahati Kamrup branch is CBIN0283208.

Is IFSC Code CBIN0283208 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Kumarpara, Guwahati branch?

The branch is located at F.A.Road, Kumarpara, Guwahati,Dist-Kampur,Assam-781009.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.