Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Bhawanipatna branch in Kalahandi, Bhawanipatna, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code CBIN0284393. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Bhawanipatna, Kalahandi
Below in the table are the key details related to IFSC Code CBIN0284393 of Central Bank Of India for its branch located in Kalahandi, within the district of Bhawanipatna in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284393 |
| Branch | Bhawanipatna |
| City | Kalahandi |
| District | Bhawanipatna |
| State | Odisha |
| Address | Mahabirpara,Pushpa Lodge Lane,At By Po Bhawanipatna,Bhawanipatna 766001,Kalahandi,Odisha |
These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Kalahandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284393 for the Bhawanipatna branch of Central Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Bhawanipatna, Kalahandi, Odisha, are allotted a unique IFSC like CBIN0284393 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalahandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kalahandi and Bhawanipatna.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Bhawanipatna reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code CBIN0284393
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhawanipatna in Kalahandi.
For example, the IFSC Code CBIN0284393 of Central Bank Of India for the Bhawanipatna branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0284393 of Central Bank Of India for its Bhawanipatna branch located in Kalahandi, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Kalahandi and Bhawanipatna, print them on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Bhawanipatna or Kalahandi to get the exact IFSC Code CBIN0284393.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Kalahandi, you'll get the correct details.
How to Use IFSC Code CBIN0284393 for Online Transfers?
If you have the IFSC Code CBIN0284393 for the Bhawanipatna branch of Central Bank Of India in Kalahandi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0284393. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0284393.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Bhawanipatna in Kalahandi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Bhawanipatna, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalahandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284393.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mahabirpara,Pushpa Lodge Lane,At By Po Bhawanipatna,Bhawanipatna 766001,Kalahandi,Odisha located in Kalahandi, Bhawanipatna, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.