Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Gosaigaon branch in Kakrojhar, Gossaigaon, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Kakrojhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0284639. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Gosaigaon, Kakrojhar

Below in the table are the key details related to IFSC Code CBIN0284639 of Central Bank Of India for its branch located in Kakrojhar, within the district of Gossaigaon in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284639
Branch Gosaigaon
City Kakrojhar
District Gossaigaon
State Assam
Address D. K. Road,P.O-Gosaigaon,Dist- Kokrajhar, Gosaigaon-783360,Gosaigaon, Assam

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Kakrojhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284639 for the Gosaigaon branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0284639 is given to every bank branch, including Central Bank Of India located in Gosaigaon, Kakrojhar, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Kakrojhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kakrojhar and Gossaigaon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Gosaigaon doesn't end up at another location.

Format of the IFSC Code CBIN0284639

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gosaigaon in Kakrojhar.

For example, the IFSC Code CBIN0284639 of Central Bank Of India for the Gosaigaon branch has these elements, identifying the bank and the branch location in Kakrojhar and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284639 of Central Bank Of India for its Gosaigaon branch located in Kakrojhar, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Kakrojhar and Gossaigaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Gosaigaon or Kakrojhar to get the exact IFSC Code CBIN0284639.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Kakrojhar, then it will provide you proper information.

How to Use IFSC Code CBIN0284639 for Online Transfers?

Once you have the IFSC Code CBIN0284639 for the Gosaigaon branch of Central Bank Of India in Kakrojhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284639. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284639.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Gosaigaon in Kakrojhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Gosaigaon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kakrojhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Gosaigaon Kakrojhar?

The IFSC Code of the Gosaigaon Kakrojhar branch is CBIN0284639.

Is IFSC Code CBIN0284639 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Gosaigaon branch?

The branch is located at D. K. Road,P.O-Gosaigaon,Dist- Kokrajhar, Gosaigaon-783360,Gosaigaon, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.