For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Samsing Tea Garden branch in Jalpaiguri, Samsing Tea Garden, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0282964. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Samsing Tea Garden, Jalpaiguri

Below in the table are the key details related to IFSC Code CBIN0282964 of Central Bank Of India for its branch located in Jalpaiguri, within the district of Samsing Tea Garden in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282964
Branch Samsing Tea Garden
City Jalpaiguri
District Samsing Tea Garden
State West Bengal
Address P.O. Matelli, Dist-Jalpaiguri, West Bengal-735223

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Jalpaiguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0282964 for the Samsing Tea Garden branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282964 is given to every bank branch, including Central Bank Of India located in Samsing Tea Garden, Jalpaiguri, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalpaiguri and Samsing Tea Garden.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Samsing Tea Garden doesn't end up at another location.

Format of the IFSC Code CBIN0282964

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Samsing Tea Garden in Jalpaiguri.

For example, the IFSC Code CBIN0282964 of Central Bank Of India for the Samsing Tea Garden branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0282964 of Central Bank Of India for its Samsing Tea Garden branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Jalpaiguri and Samsing Tea Garden, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Samsing Tea Garden or Jalpaiguri to get the exact IFSC Code CBIN0282964.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Jalpaiguri, then it will provide you proper information.

How to Use IFSC Code CBIN0282964 for Online Transfers?

Once you have the IFSC Code CBIN0282964 for the Samsing Tea Garden branch of Central Bank Of India in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282964. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282964.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Samsing Tea Garden in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Samsing Tea Garden, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Samsing Tea Garden, Jalpaiguri?

The IFSC Code is CBIN0282964.

Is the IFSC Code CBIN0282964 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Samsing Tea Garden?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Samsing Tea Garden branch?

The address of the branch is P.O. Matelli, Dist-Jalpaiguri, West Bengal-735223 located in Jalpaiguri, Samsing Tea Garden, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.