Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Domohani branch in Jalpaiguri, Domohani, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0280128. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Domohani, Jalpaiguri

Below in the table are the key details related to IFSC Code CBIN0280128 of Central Bank Of India for its branch located in Jalpaiguri, within the district of Domohani in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280128
Branch Domohani
City Jalpaiguri
District Domohani
State West Bengal
Address P.O. Domohani, Dist-Jalpaiguri, West Bengal-735302

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Jalpaiguri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280128 for the Domohani branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Domohani, Jalpaiguri, West Bengal, are given a unique IFSC like CBIN0280128 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jalpaiguri and Domohani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Domohani goes to the correct branch. This is important because Central Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0280128

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Domohani in Jalpaiguri.

For example, the IFSC Code CBIN0280128 of Central Bank Of India for the Domohani branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280128 of Central Bank Of India for its Domohani branch located in Jalpaiguri, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Jalpaiguri and Domohani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Domohani or Jalpaiguri to find the exact IFSC Code CBIN0280128.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Jalpaiguri will provide accurate information.

How to Use IFSC Code CBIN0280128 for Online Transfers?

Once you have the IFSC Code CBIN0280128 for the Domohani branch of Central Bank Of India in Jalpaiguri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280128. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0280128.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Domohani in Jalpaiguri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Domohani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Domohani Jalpaiguri?

The IFSC Code of the Domohani Jalpaiguri branch is CBIN0280128.

Is IFSC Code CBIN0280128 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Domohani branch?

The branch is located at P.O. Domohani, Dist-Jalpaiguri, West Bengal-735302.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.