There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Guru Gobind Singh Avenue Jalandhar branch in Jalandhar, Jalandhar, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Jalandhar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CBIN0284807. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Guru Gobind Singh Avenue Jalandhar, Jalandhar

Below in the table are the key details related to IFSC Code CBIN0284807 of Central Bank Of India for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284807
Branch Guru Gobind Singh Avenue Jalandhar
City Jalandhar
District Jalandhar
State Punjab
Address Guru Gobind Singh Avenue, Jalandhar-144009

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284807 for the Guru Gobind Singh Avenue Jalandhar branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Guru Gobind Singh Avenue Jalandhar, Jalandhar, Punjab, are allotted a unique IFSC like CBIN0284807 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalandhar and Jalandhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Guru Gobind Singh Avenue Jalandhar reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CBIN0284807

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Guru Gobind Singh Avenue Jalandhar in Jalandhar.

For example, the IFSC Code CBIN0284807 of Central Bank Of India for the Guru Gobind Singh Avenue Jalandhar branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284807 of Central Bank Of India for its Guru Gobind Singh Avenue Jalandhar branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Guru Gobind Singh Avenue Jalandhar or Jalandhar to get the exact IFSC Code CBIN0284807.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Jalandhar that will provide accurate information.

How to Use IFSC Code CBIN0284807 for Online Transfers?

If you have the IFSC Code CBIN0284807 for the Guru Gobind Singh Avenue Jalandhar branch of Central Bank Of India in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284807. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0284807.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Guru Gobind Singh Avenue Jalandhar in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Guru Gobind Singh Avenue Jalandhar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Guru Gobind Singh Avenue Jalandhar, Jalandhar?

The IFSC Code is CBIN0284807.

Is the IFSC Code CBIN0284807 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Guru Gobind Singh Avenue Jalandhar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Guru Gobind Singh Avenue Jalandhar branch?

The address of the branch is Guru Gobind Singh Avenue, Jalandhar-144009 located in Jalandhar, Jalandhar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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