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IFSC Code of Central Bank Of India, Ramgarh Cantt., Ramgarh, Jharkhand — CBIN0280085

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Ramgarh Cantt. branch in Hazaribag, Ramgarh, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code CBIN0280085. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Ramgarh Cantt., Hazaribag

Here are the main details that are associated with the IFSC Code CBIN0280085 of Central Bank Of India for its branch located in Hazaribag, within the district of Ramgarh in the state of Jharkhand.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280085
Branch Ramgarh Cantt.
City Hazaribag
District Ramgarh
State Jharkhand
Address National High Way, Ramgarh Cantt., Dist-Ramgarh-829122

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Hazaribag for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280085 for the Ramgarh Cantt. branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Ramgarh Cantt., Hazaribag, Jharkhand, is provided with a unique IFSC like CBIN0280085 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Hazaribag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hazaribag and Ramgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Ramgarh Cantt. do not get mixed with another location.

Format of the IFSC Code CBIN0280085

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramgarh Cantt. in Hazaribag.

For example, the IFSC Code CBIN0280085 of Central Bank Of India for the Ramgarh Cantt. branch includes these elements, identifying the bank and the branch location in Hazaribag and Jharkhand accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0280085 of Central Bank Of India for its Ramgarh Cantt. branch located in Hazaribag, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Hazaribag and Ramgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Ramgarh Cantt. or Hazaribag to get the exact IFSC Code CBIN0280085.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Hazaribag, then it will provide you proper information.

How to Use IFSC Code CBIN0280085 for Online Transfers?

Once you have the IFSC Code CBIN0280085 for the Ramgarh Cantt. branch of Central Bank Of India in Hazaribag, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280085. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0280085.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Ramgarh Cantt. in Hazaribag, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Ramgarh Cantt., here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hazaribag manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Ramgarh Cantt., Hazaribag?

The IFSC Code is CBIN0280085.

Is the IFSC Code CBIN0280085 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Ramgarh Cantt.?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramgarh Cantt. branch?

The address of the branch is National High Way, Ramgarh Cantt., Dist-Ramgarh-829122 located in Hazaribag, Ramgarh, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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