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IFSC Code of Central Bank Of India, Sikander Pur, Sikandarpur, Uttar Pradesh — CBIN0282928

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Sikander Pur branch in Hardoi, Sikandarpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Hardoi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CBIN0282928. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Sikander Pur, Hardoi

Here are the key points that are associated with the IFSC Code CBIN0282928 of Central Bank Of India for its branch located in Hardoi, within the district of Sikandarpur in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282928
Branch Sikander Pur
City Hardoi
District Sikandarpur
State Uttar Pradesh
Address Sarvodaya Ashram, Vill Sikanderpur, Po Tandiyawan, Dist-Hardoi,Uttar Pradesh-241404

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Hardoi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282928 for the Sikander Pur branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Sikander Pur, Hardoi, Uttar Pradesh, is provided with a unique IFSC like CBIN0282928 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Hardoi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hardoi and Sikandarpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Sikander Pur do not get mixed with another location.

Format of the IFSC Code CBIN0282928

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sikander Pur in Hardoi.

For example, the IFSC Code CBIN0282928 of Central Bank Of India for the Sikander Pur branch has these elements, identifying the bank and the branch location in Hardoi and Uttar Pradesh correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282928 of Central Bank Of India for its Sikander Pur branch located in Hardoi, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Hardoi and Sikandarpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Sikander Pur or Hardoi to get the exact IFSC Code CBIN0282928.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Hardoi, you'll get the correct details.

How to Use IFSC Code CBIN0282928 for Online Transfers?

Once you have the IFSC Code CBIN0282928 for the Sikander Pur branch of Central Bank Of India in Hardoi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282928. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282928.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Sikander Pur in Hardoi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Sikander Pur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hardoi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Sikander Pur Hardoi?

The IFSC Code of the Sikander Pur Hardoi branch is CBIN0282928.

Is IFSC Code CBIN0282928 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Sikander Pur branch?

The branch is located at Sarvodaya Ashram, Vill Sikanderpur, Po Tandiyawan, Dist-Hardoi,Uttar Pradesh-241404.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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