Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Jila Sahakari Kendriya Bank Maryadit, Guna branch in Guna, Guna, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Guna or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0MPDCAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Jila Sahakari Kendriya Bank Maryadit, Guna, Guna
Here are some of the key details that come with the IFSC Code CBIN0MPDCAL of Central Bank Of India for its branch located in Guna, within the district of Guna in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0MPDCAL |
| Branch | Jila Sahakari Kendriya Bank Maryadit, Guna |
| City | Guna |
| District | Guna |
| State | Madhya Pradesh |
| Address | Jila Sahakari Kendriya Bank Maryadit, A.B. Road Guna Pin-473001 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Guna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0MPDCAL for the Jila Sahakari Kendriya Bank Maryadit, Guna branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Jila Sahakari Kendriya Bank Maryadit, Guna, Guna, Madhya Pradesh, is provided with a unique IFSC like CBIN0MPDCAL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Guna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Guna and Guna.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Jila Sahakari Kendriya Bank Maryadit, Guna do not get mixed with another location.
Format of the IFSC Code CBIN0MPDCAL
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jila Sahakari Kendriya Bank Maryadit, Guna in Guna.
For example, the IFSC Code CBIN0MPDCAL of Central Bank Of India for the Jila Sahakari Kendriya Bank Maryadit, Guna branch includes these elements, identifying the bank and the branch location in Guna and Madhya Pradesh accurately.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0MPDCAL of Central Bank Of India for its Jila Sahakari Kendriya Bank Maryadit, Guna branch located in Guna, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Guna and Guna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Jila Sahakari Kendriya Bank Maryadit, Guna or Guna to get the exact IFSC Code CBIN0MPDCAL.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Guna, then it will provide you proper information.
How to Use IFSC Code CBIN0MPDCAL for Online Transfers?
Once you have the IFSC Code CBIN0MPDCAL for the Jila Sahakari Kendriya Bank Maryadit, Guna branch of Central Bank Of India in Guna, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0MPDCAL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0MPDCAL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Jila Sahakari Kendriya Bank Maryadit, Guna in Guna may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Jila Sahakari Kendriya Bank Maryadit, Guna, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Guna to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0MPDCAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jila Sahakari Kendriya Bank Maryadit, A.B. Road Guna Pin-473001 located in Guna, Guna, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.