For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Gorakhpur branch in Gorakhpur, Gorakhpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0280205. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Gorakhpur, Gorakhpur
The table below shows the main details of the IFSC Code CBIN0280205 for the Central Bank Of India branch in Gorakhpur, which falls under the Gorakhpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0280205 |
| Branch | Gorakhpur |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Address | 1St Floor, A.D. Tower, Bank Road, Gorakhpur (U.P) Pin 273001 |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280205 for the Gorakhpur branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Gorakhpur, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like CBIN0280205 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Gorakhpur do not get mixed with another location.
Format of the IFSC Code CBIN0280205
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gorakhpur in Gorakhpur.
For example, the IFSC Code CBIN0280205 of Central Bank Of India for the Gorakhpur branch has these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.
How to Find IFSC Code for Central Bank Of India?
To find the IFSC Code CBIN0280205 of Central Bank Of India for its Gorakhpur branch located in Gorakhpur, the following methods can help you out:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Gorakhpur or Gorakhpur to find the exact IFSC Code CBIN0280205.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Gorakhpur will provide accurate information.
How to Use IFSC Code CBIN0280205 for Online Transfers?
If you have the IFSC Code CBIN0280205 for the Gorakhpur branch of Central Bank Of India in Gorakhpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0280205. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0280205.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Gorakhpur in Gorakhpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Gorakhpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gorakhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gorakhpur Gorakhpur branch is CBIN0280205.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1St Floor, A.D. Tower, Bank Road, Gorakhpur (U.P) Pin 273001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.