Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Mohammadpur branch in Gopalganj, Sidhwalia, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0282764. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Mohammadpur, Gopalganj

Here are some of the key details that come with the IFSC Code CBIN0282764 of Central Bank Of India for its branch located in Gopalganj, within the district of Sidhwalia in the state of Bihar.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282764
Branch Mohammadpur
City Gopalganj
District Sidhwalia
State Bihar
Address Village Mohammadpur,P.O. Tekanwas,Via Sidhwalia,Dist Gopalganj,Bihar 841423

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Gopalganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282764 for the Mohammadpur branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282764 is given to every bank branch, including Central Bank Of India located in Mohammadpur, Gopalganj, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Gopalganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gopalganj and Sidhwalia.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Mohammadpur doesn't end up at another location.

Format of the IFSC Code CBIN0282764

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mohammadpur in Gopalganj.

For example, the IFSC Code CBIN0282764 of Central Bank Of India for the Mohammadpur branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282764 of Central Bank Of India for its Mohammadpur branch located in Gopalganj, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Gopalganj and Sidhwalia, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Mohammadpur or Gopalganj to get the exact IFSC Code CBIN0282764.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Gopalganj, you'll get the correct details.

How to Use IFSC Code CBIN0282764 for Online Transfers?

If you have the IFSC Code CBIN0282764 for the Mohammadpur branch of Central Bank Of India in Gopalganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282764. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0282764.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Mohammadpur in Gopalganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Mohammadpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gopalganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Mohammadpur Gopalganj?

The IFSC Code of the Mohammadpur Gopalganj branch is CBIN0282764.

Is IFSC Code CBIN0282764 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Mohammadpur branch?

The branch is located at Village Mohammadpur,P.O. Tekanwas,Via Sidhwalia,Dist Gopalganj,Bihar 841423.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.