There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Khajuraha branch in Gopalganj, Khajuraha Misir, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Gopalganj or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CBIN0283180. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Khajuraha, Gopalganj
Below in the table are the key details related to IFSC Code CBIN0283180 of Central Bank Of India for its branch located in Gopalganj, within the district of Khajuraha Misir in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283180 |
| Branch | Khajuraha |
| City | Gopalganj |
| District | Khajuraha Misir |
| State | Bihar |
| Address | Khajuraha, Via Bhore, Dist- Gopalganj, Bihar- |
These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Gopalganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283180 for the Khajuraha branch of Central Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Khajuraha, Gopalganj, Bihar, are allotted a unique IFSC like CBIN0283180 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gopalganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gopalganj and Khajuraha Misir.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Khajuraha reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code CBIN0283180
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khajuraha in Gopalganj.
For example, the IFSC Code CBIN0283180 of Central Bank Of India for the Khajuraha branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0283180 of Central Bank Of India for its Khajuraha branch located in Gopalganj, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Gopalganj and Khajuraha Misir, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Khajuraha or Gopalganj to get the exact IFSC Code CBIN0283180.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Gopalganj, then it will provide you proper information.
How to Use IFSC Code CBIN0283180 for Online Transfers?
Once you have the IFSC Code CBIN0283180 for the Khajuraha branch of Central Bank Of India in Gopalganj, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0283180. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283180.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Khajuraha in Gopalganj, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Khajuraha, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gopalganj manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0283180.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khajuraha, Via Bhore, Dist- Gopalganj, Bihar- located in Gopalganj, Khajuraha Misir, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.