The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Lakhipur branch in Goalpara, Lakhipur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0282510. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Lakhipur, Goalpara

Here are the key points that are associated with the IFSC Code CBIN0282510 of Central Bank Of India for its branch located in Goalpara, within the district of Lakhipur in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282510
Branch Lakhipur
City Goalpara
District Lakhipur
State Assam
Address Po-Lakhipur, Dist- Goalpara, Assam-78312

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Goalpara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282510 for the Lakhipur branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Lakhipur, Goalpara, Assam, are allotted a unique IFSC like CBIN0282510 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Goalpara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Goalpara and Lakhipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Central Bank Of India in Lakhipur reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code CBIN0282510

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lakhipur in Goalpara.

For example, the IFSC Code CBIN0282510 of Central Bank Of India for the Lakhipur branch has these elements, identifying the bank and the branch location in Goalpara and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0282510 of Central Bank Of India for its Lakhipur branch located in Goalpara, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Goalpara and Lakhipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Lakhipur or Goalpara to get the exact IFSC Code CBIN0282510.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Goalpara, then it will provide you proper information.

How to Use IFSC Code CBIN0282510 for Online Transfers?

Once you have the IFSC Code CBIN0282510 for the Lakhipur branch of Central Bank Of India in Goalpara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282510. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282510.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Lakhipur in Goalpara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Lakhipur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Goalpara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Lakhipur, Goalpara?

The IFSC Code is CBIN0282510.

Is the IFSC Code CBIN0282510 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Lakhipur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lakhipur branch?

The address of the branch is Po-Lakhipur, Dist- Goalpara, Assam-78312 located in Goalpara, Lakhipur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.