There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Pitala Chhak (Pitala) branch in Ganjam, Pitala, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Ganjam or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code CBIN0281676. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Pitala Chhak (Pitala), Ganjam

Here are the main details that are associated with the IFSC Code CBIN0281676 of Central Bank Of India for its branch located in Ganjam, within the district of Pitala in the state of Odisha.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281676
Branch Pitala Chhak (Pitala)
City Ganjam
District Pitala
State Odisha
Address P.O. Ramachandnapur, Pitala, Dist-Gangaon, Orissa-761103

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Ganjam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281676 for the Pitala Chhak (Pitala) branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Pitala Chhak (Pitala), Ganjam, Odisha, is provided with a unique IFSC like CBIN0281676 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Ganjam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ganjam and Pitala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Pitala Chhak (Pitala) do not get mixed with another location.

Format of the IFSC Code CBIN0281676

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pitala Chhak (Pitala) in Ganjam.

For example, the IFSC Code CBIN0281676 of Central Bank Of India for the Pitala Chhak (Pitala) branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0281676 of Central Bank Of India for its Pitala Chhak (Pitala) branch located in Ganjam, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Ganjam and Pitala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Pitala Chhak (Pitala) or Ganjam to find the exact IFSC Code CBIN0281676.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Ganjam will provide accurate information.

How to Use IFSC Code CBIN0281676 for Online Transfers?

Once you have the IFSC Code CBIN0281676 for the Pitala Chhak (Pitala) branch of Central Bank Of India in Ganjam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281676. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281676.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Pitala Chhak (Pitala) in Ganjam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Pitala Chhak (Pitala), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Pitala Chhak (Pitala), Ganjam?

The IFSC Code is CBIN0281676.

Is the IFSC Code CBIN0281676 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Pitala Chhak (Pitala)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pitala Chhak (Pitala) branch?

The address of the branch is P.O. Ramachandnapur, Pitala, Dist-Gangaon, Orissa-761103 located in Ganjam, Pitala, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.