The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Sri Ganganagar branch in Ganganagar, Ganganagar, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code CBIN0280445. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Sri Ganganagar, Ganganagar

The table below shows the main details of the IFSC Code CBIN0280445 for the Central Bank Of India branch in Ganganagar, which falls under the Ganganagar district in Rajasthan.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280445
Branch Sri Ganganagar
City Ganganagar
District Ganganagar
State Rajasthan
Address Railway Road, Sri Ganganagar,Dist-Sri Ganganagar,Rajasthan-335001.

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Ganganagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280445 for the Sri Ganganagar branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Sri Ganganagar, Ganganagar, Rajasthan, are given a unique IFSC like CBIN0280445 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ganganagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ganganagar and Ganganagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Sri Ganganagar goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0280445

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Ganganagar in Ganganagar.

For example, the IFSC Code CBIN0280445 of Central Bank Of India for the Sri Ganganagar branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280445 of Central Bank Of India for its Sri Ganganagar branch located in Ganganagar, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Ganganagar and Ganganagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Sri Ganganagar or Ganganagar to find the exact IFSC Code CBIN0280445.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Ganganagar will provide accurate information.

How to Use IFSC Code CBIN0280445 for Online Transfers?

Once you have the IFSC Code CBIN0280445 for the Sri Ganganagar branch of Central Bank Of India in Ganganagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0280445. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0280445.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Sri Ganganagar in Ganganagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Sri Ganganagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ganganagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Sri Ganganagar Ganganagar?

The IFSC Code of the Sri Ganganagar Ganganagar branch is CBIN0280445.

Is IFSC Code CBIN0280445 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Sri Ganganagar branch?

The branch is located at Railway Road, Sri Ganganagar,Dist-Sri Ganganagar,Rajasthan-335001..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.