The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Barhpura branch in Etawah, Barhpura, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Etawah or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0281495. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Barhpura, Etawah

Here are the main details that are associated with the IFSC Code CBIN0281495 of Central Bank Of India for its branch located in Etawah, within the district of Barhpura in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281495
Branch Barhpura
City Etawah
District Barhpura
State Uttar Pradesh
Address Udi Morh Barhpura,Dist-Etawah,Utter Pradesh-206131

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Etawah for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281495 for the Barhpura branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Barhpura, Etawah, Uttar Pradesh, is provided a unique IFSC like CBIN0281495 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Etawah.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Etawah and Barhpura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Barhpura do not get misguided to another person.

Format of the IFSC Code CBIN0281495

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barhpura in Etawah.

For example, the IFSC Code CBIN0281495 of Central Bank Of India for the Barhpura branch includes these elements, identifying the bank and the branch location in Etawah and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0281495 of Central Bank Of India for its Barhpura branch located in Etawah, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Etawah and Barhpura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Barhpura or Etawah to find the exact IFSC Code CBIN0281495.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Etawah will provide accurate information.

How to Use IFSC Code CBIN0281495 for Online Transfers?

Once you have the IFSC Code CBIN0281495 for the Barhpura branch of Central Bank Of India in Etawah, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0281495. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281495.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Barhpura in Etawah, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Barhpura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Etawah to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Barhpura, Etawah?

The IFSC Code is CBIN0281495.

Is the IFSC Code CBIN0281495 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Barhpura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Barhpura branch?

The address of the branch is Udi Morh Barhpura,Dist-Etawah,Utter Pradesh-206131 located in Etawah, Barhpura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.