Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Laitumukhrah, Shillong branch in East Khasi Hills, Laitumkhrah, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code CBIN0282712. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Laitumukhrah, Shillong, East Khasi Hills
The table below shows the main details of the IFSC Code CBIN0282712 for the Central Bank Of India branch in East Khasi Hills, which falls under the Laitumkhrah district in Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282712 |
| Branch | Laitumukhrah, Shillong |
| City | East Khasi Hills |
| District | Laitumkhrah |
| State | Meghalaya |
| Address | T. Passah Mansion, Police Point, P.O. Shillong,Dist-Shillong,Meghalaya-793003 |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in East Khasi Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282712 for the Laitumukhrah, Shillong branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282712 is given to every bank branch, including Central Bank Of India located in Laitumukhrah, Shillong, East Khasi Hills, Meghalaya, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in East Khasi Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like East Khasi Hills and Laitumkhrah.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Meghalaya and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Laitumukhrah, Shillong doesn't end up at another location.
Format of the IFSC Code CBIN0282712
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Laitumukhrah, Shillong in East Khasi Hills.
For example, the IFSC Code CBIN0282712 of Central Bank Of India for the Laitumukhrah, Shillong branch has these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya correctly.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0282712 of Central Bank Of India for its Laitumukhrah, Shillong branch located in East Khasi Hills, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in East Khasi Hills and Laitumkhrah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Laitumukhrah, Shillong or East Khasi Hills to get the exact IFSC Code CBIN0282712.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and East Khasi Hills, then it will provide you proper information.
How to Use IFSC Code CBIN0282712 for Online Transfers?
If you have the IFSC Code CBIN0282712 for the Laitumukhrah, Shillong branch of Central Bank Of India in East Khasi Hills, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282712. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0282712.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Laitumukhrah, Shillong in East Khasi Hills, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Laitumukhrah, Shillong, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Khasi Hills to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282712.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is T. Passah Mansion, Police Point, P.O. Shillong,Dist-Shillong,Meghalaya-793003 located in East Khasi Hills, Laitumkhrah, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.