There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Dimapur branch in Dimapur, Dimapur, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Dimapur or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code CBIN0283121. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Dimapur, Dimapur

Here are some of the key details that come with the IFSC Code CBIN0283121 of Central Bank Of India for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283121
Branch Dimapur
City Dimapur
District Dimapur
State Nagaland
Address Circular Road,Khermahal Police Point,Dimapur,Nagaland-797112,Dist-Dimapur, Nagaland-797112

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Dimapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283121 for the Dimapur branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283121 is given to every bank branch, including Central Bank Of India located in Dimapur, Dimapur, Nagaland, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dimapur and Dimapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Dimapur doesn't end up at another location.

Format of the IFSC Code CBIN0283121

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dimapur in Dimapur.

For example, the IFSC Code CBIN0283121 of Central Bank Of India for the Dimapur branch has these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0283121 of Central Bank Of India for its Dimapur branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Dimapur or Dimapur to find the exact IFSC Code CBIN0283121.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Dimapur will provide accurate information.

How to Use IFSC Code CBIN0283121 for Online Transfers?

Once you have the IFSC Code CBIN0283121 for the Dimapur branch of Central Bank Of India in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283121. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283121.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Dimapur in Dimapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dimapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Dimapur, Dimapur?

The IFSC Code is CBIN0283121.

Is the IFSC Code CBIN0283121 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Dimapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dimapur branch?

The address of the branch is Circular Road,Khermahal Police Point,Dimapur,Nagaland-797112,Dist-Dimapur, Nagaland-797112 located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.