For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Dhemaji branch in Dhemaji, Dhemaji, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0284166. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Dhemaji, Dhemaji

The table below shows the main details of the IFSC Code CBIN0284166 for the Central Bank Of India branch in Dhemaji, which falls under the Dhemaji district in Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284166
Branch Dhemaji
City Dhemaji
District Dhemaji
State Assam
Address Cbi,Dhemaji Chariali Branch,Dhemaji Chariali,Po Dhemaji,Dist Dhemaji,Assam,Pin 787075 Std Code 03753 Contact No Pitamber 9435088543

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Dhemaji for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0284166 for the Dhemaji branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Dhemaji, Dhemaji, Assam, are given a unique IFSC like CBIN0284166 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhemaji.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dhemaji and Dhemaji.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Dhemaji goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0284166

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhemaji in Dhemaji.

For example, the IFSC Code CBIN0284166 of Central Bank Of India for the Dhemaji branch includes these elements, identifying the bank and the branch location in Dhemaji and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284166 of Central Bank Of India for its Dhemaji branch located in Dhemaji, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Dhemaji and Dhemaji, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Dhemaji or Dhemaji to get the exact IFSC Code CBIN0284166.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Dhemaji that will provide accurate information.

How to Use IFSC Code CBIN0284166 for Online Transfers?

Once you have the IFSC Code CBIN0284166 for the Dhemaji branch of Central Bank Of India in Dhemaji, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284166. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284166.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Dhemaji in Dhemaji, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Dhemaji, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dhemaji manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Dhemaji, Dhemaji?

The IFSC Code is CBIN0284166.

Is the IFSC Code CBIN0284166 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Dhemaji?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhemaji branch?

The address of the branch is Cbi,Dhemaji Chariali Branch,Dhemaji Chariali,Po Dhemaji,Dist Dhemaji,Assam,Pin 787075 Std Code 03753 Contact No Pitamber 9435088543 located in Dhemaji, Dhemaji, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.