For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Shastri Nagar branch in Dehra Dun, Dehradun, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CBIN0285076. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Shastri Nagar, Dehra Dun
The table below shows the main details of the IFSC Code CBIN0285076 for the Central Bank Of India branch in Dehra Dun, which falls under the Dehradun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0285076 |
| Branch | Shastri Nagar |
| City | Dehra Dun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Raturi Glass & Sanitary House, Near Rispana Bridge, Hardwar Road, Uttarakhand 248001 |
These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Dehra Dun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0285076 for the Shastri Nagar branch of Central Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Shastri Nagar, Dehra Dun, Uttarakhand, are given a unique IFSC like CBIN0285076 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dehra Dun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Central Bank Of India in Shastri Nagar goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CBIN0285076
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shastri Nagar in Dehra Dun.
For example, the IFSC Code CBIN0285076 of Central Bank Of India for the Shastri Nagar branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0285076 of Central Bank Of India for its Shastri Nagar branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Dehra Dun and Dehradun, print them on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Shastri Nagar or Dehra Dun to get the exact IFSC Code CBIN0285076.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Dehra Dun, you'll get the correct details.
How to Use IFSC Code CBIN0285076 for Online Transfers?
Once you have the IFSC Code CBIN0285076 for the Shastri Nagar branch of Central Bank Of India in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0285076. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0285076.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Shastri Nagar in Dehra Dun may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Shastri Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0285076.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Raturi Glass & Sanitary House, Near Rispana Bridge, Hardwar Road, Uttarakhand 248001 located in Dehra Dun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.