The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Sipajhar (Namkhola) branch in Darrang, Sipajhar, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Central Bank Of India located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0282272. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Central Bank Of India, Sipajhar (Namkhola), Darrang
The table below shows the main details of the IFSC Code CBIN0282272 for the Central Bank Of India branch in Darrang, which falls under the Sipajhar district in Assam.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282272 |
| Branch | Sipajhar (Namkhola) |
| City | Darrang |
| District | Sipajhar |
| State | Assam |
| Address | B/O. Namkhola, P.O. Sipajhar, Dist- Darrang, Assam-784145 |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Darrang for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282272 for the Sipajhar (Namkhola) branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282272 is given to every bank branch, including Central Bank Of India located in Sipajhar (Namkhola), Darrang, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Darrang.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Darrang and Sipajhar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Sipajhar (Namkhola) doesn't end up at another location.
Format of the IFSC Code CBIN0282272
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sipajhar (Namkhola) in Darrang.
For example, the IFSC Code CBIN0282272 of Central Bank Of India for the Sipajhar (Namkhola) branch includes these elements, identifying the bank and the branch location in Darrang and Assam accurately.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0282272 of Central Bank Of India for its Sipajhar (Namkhola) branch located in Darrang, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Central Bank Of India branches in Darrang and Sipajhar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Sipajhar (Namkhola) or Darrang to get the exact IFSC Code CBIN0282272.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Darrang, you'll get the correct details.
How to Use IFSC Code CBIN0282272 for Online Transfers?
Once you have the IFSC Code CBIN0282272 for the Sipajhar (Namkhola) branch of Central Bank Of India in Darrang, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282272. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282272.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Sipajhar (Namkhola) in Darrang, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Sipajhar (Namkhola), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sipajhar (Namkhola) Darrang branch is CBIN0282272.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at B/O. Namkhola, P.O. Sipajhar, Dist- Darrang, Assam-784145.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.