Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Mangaldoi branch in Darrang, Mangaldoi, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0283240. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Mangaldoi, Darrang

Here are the key points that are associated with the IFSC Code CBIN0283240 of Central Bank Of India for its branch located in Darrang, within the district of Mangaldoi in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283240
Branch Mangaldoi
City Darrang
District Mangaldoi
State Assam
Address L.B.N. Road, P.O. Mangaldoi, Dist- Darrang, Assam-784125

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Darrang for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283240 for the Mangaldoi branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Mangaldoi, Darrang, Assam, is provided a unique IFSC like CBIN0283240 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Darrang.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darrang and Mangaldoi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Mangaldoi do not get misguided to another person.

Format of the IFSC Code CBIN0283240

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangaldoi in Darrang.

For example, the IFSC Code CBIN0283240 of Central Bank Of India for the Mangaldoi branch includes these elements, identifying the bank and the branch location in Darrang and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0283240 of Central Bank Of India for its Mangaldoi branch located in Darrang, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Darrang and Mangaldoi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Mangaldoi or Darrang to get the exact IFSC Code CBIN0283240.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Darrang, then it will provide you proper information.

How to Use IFSC Code CBIN0283240 for Online Transfers?

If you have the IFSC Code CBIN0283240 for the Mangaldoi branch of Central Bank Of India in Darrang, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283240. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283240.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Mangaldoi in Darrang, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Mangaldoi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Mangaldoi, Darrang?

The IFSC Code is CBIN0283240.

Is the IFSC Code CBIN0283240 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Mangaldoi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mangaldoi branch?

The address of the branch is L.B.N. Road, P.O. Mangaldoi, Dist- Darrang, Assam-784125 located in Darrang, Mangaldoi, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.