Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Kajalgaon branch in Darrang, Kalaigaon, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0284541. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Kajalgaon, Darrang

Here are some of the key details that come with the IFSC Code CBIN0284541 of Central Bank Of India for its branch located in Darrang, within the district of Kalaigaon in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284541
Branch Kajalgaon
City Darrang
District Kalaigaon
State Assam
Address Kajalgaon, Ps Kajalgaon, Kajalgoan-783385, Chirang, Assam

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Darrang for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284541 for the Kajalgaon branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Kajalgaon, Darrang, Assam, is provided a unique IFSC like CBIN0284541 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Darrang.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darrang and Kalaigaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Kajalgaon do not get misguided to another person.

Format of the IFSC Code CBIN0284541

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kajalgaon in Darrang.

For example, the IFSC Code CBIN0284541 of Central Bank Of India for the Kajalgaon branch has these elements, identifying the bank and the branch location in Darrang and Assam correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0284541 of Central Bank Of India for its Kajalgaon branch located in Darrang, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Darrang and Kalaigaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Kajalgaon or Darrang to find the exact IFSC Code CBIN0284541.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Darrang will provide accurate information.

How to Use IFSC Code CBIN0284541 for Online Transfers?

Once you have the IFSC Code CBIN0284541 for the Kajalgaon branch of Central Bank Of India in Darrang, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284541. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284541.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Kajalgaon in Darrang, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Kajalgaon, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Darrang manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Kajalgaon Darrang?

The IFSC Code of the Kajalgaon Darrang branch is CBIN0284541.

Is IFSC Code CBIN0284541 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Kajalgaon branch?

The branch is located at Kajalgaon, Ps Kajalgaon, Kajalgoan-783385, Chirang, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.