There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Uttar Banga Kshetriya Gramin Bank Coochbehar branch in Coochbehar, Coochbehar, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Coochbehar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0R40012. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Uttar Banga Kshetriya Gramin Bank Coochbehar, Coochbehar
Below in the table are the key details related to IFSC Code CBIN0R40012 of Central Bank Of India for its branch located in Coochbehar, within the district of Coochbehar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0R40012 |
| Branch | Uttar Banga Kshetriya Gramin Bank Coochbehar |
| City | Coochbehar |
| District | Coochbehar |
| State | West Bengal |
| Address | Ubgb, Bengchatra Road, Pancharangi More, P.O.& Dist.- Coochbehar, West Bengal,Pin-736101 |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Coochbehar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0R40012 for the Uttar Banga Kshetriya Gramin Bank Coochbehar branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Uttar Banga Kshetriya Gramin Bank Coochbehar, Coochbehar, West Bengal, are allotted a unique IFSC like CBIN0R40012 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Coochbehar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Coochbehar and Coochbehar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Uttar Banga Kshetriya Gramin Bank Coochbehar reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code CBIN0R40012
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttar Banga Kshetriya Gramin Bank Coochbehar in Coochbehar.
For example, the IFSC Code CBIN0R40012 of Central Bank Of India for the Uttar Banga Kshetriya Gramin Bank Coochbehar branch includes these elements, identifying the bank and the branch location in Coochbehar and West Bengal accurately.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0R40012 of Central Bank Of India for its Uttar Banga Kshetriya Gramin Bank Coochbehar branch located in Coochbehar, the following methods can help:
Cheque Book
The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Central Bank Of India branches in Coochbehar and Coochbehar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Uttar Banga Kshetriya Gramin Bank Coochbehar or Coochbehar to get the exact IFSC Code CBIN0R40012.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Coochbehar, you'll get the correct details.
How to Use IFSC Code CBIN0R40012 for Online Transfers?
Once you have the IFSC Code CBIN0R40012 for the Uttar Banga Kshetriya Gramin Bank Coochbehar branch of Central Bank Of India in Coochbehar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0R40012. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0R40012.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Uttar Banga Kshetriya Gramin Bank Coochbehar in Coochbehar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Uttar Banga Kshetriya Gramin Bank Coochbehar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Coochbehar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0R40012.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ubgb, Bengchatra Road, Pancharangi More, P.O.& Dist.- Coochbehar, West Bengal,Pin-736101 located in Coochbehar, Coochbehar, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.